2025 Ira Limits Irs. The 2025 annual ira contribution limit is $7,000 for individuals under 50, or $8,000 for 50 or older. The roth ira contribution limit for 2025 is $7,000 for those under 50, and $8,000 for those 50 and older.
Workers age 50 or older can. The combined annual contribution limit for roth and traditional iras for the 2025 tax year is $7,000, or $8,000 if you’re age 50 or older.